Tuesday, April 19, 2005

More Expensive Home Prices Under Pressure

Business Week reported that high-end home prices are falling. "Luxury housing became significantly more affordable in Boston and Chicago, where prices fell a little over 10%; in Miami, down 6%; and Washington, D.C., down about 7%."

In light of the Georgia banking situation posted yesterday, the news that increases still abound in some areas may not be comforting. "Luxury home prices in Atlanta spiked, rising 14%, while in New York City, they rose 8%."

5 Comments:

At 11:24 AM, Anonymous Anonymous said...

This is usually the sign of a slowing market.
Also with 1st time homeowners being priced out of the market
there will be less people to buy.

 
At 11:28 AM, Anonymous Anonymous said...

CNBC seems to be cheerleading the
housing market just like they did
with the nasdaq.It makes me sick....

 
At 12:25 PM, Anonymous Anonymous said...

This has been true for a while, at least in my area. I live in marin county (just north of SF). I was looking at homes to buy back in 2001. Most of the ones I was looking at were in the 1.2-1.5M range---too expensive for me. The ones below $1M weren't very nice---either tracty-style homes or fixer-uppers (this is an expensive area.)

Since I wanted to keep my monthly costs under $5,000, I decided to rent instead. I found a beautiful home that had been on the market for $2M but was withdrawn due to the uncertainty over 9/11. The rent was $4,200. If I had purchased it, my monthly net costs would have been nearly $11,000.

Four-and-a-half years later, I'm still renting it for $4,200. Funny thing is, most of the dumpy homes that were going for $600K-$800K back in 2001 have all jumped 30-50% in value. But the home I live in would still sell for around $2M-$2.1M. So no gain at all.

If I had bought, I would've gained nothing in equity. And I would be out $367,000 in excess monthly costs (own vs. rent).

Guess there's an upper limit beyond which people won't pay. Most of the action has been in the "affordable" low-end and mid-range sectors.

By the way, housing is still selling briskly here and rentals (even well-priced beautiful homes with gardens, mountain and bay views) are sitting on the market for months.

 
At 2:14 PM, Blogger Ben Jones said...

stillrenting,
Please keep us updated about Marin. We need your input. Thanks

 
At 7:22 PM, Anonymous Anonymous said...

"CNBC seems to be cheerleading the
housing market just like they did
with the nasdaq.It makes me sick...."

Agreed. Did we expect anything less ? At least with the stocks people debated things and openly spoke of P/Es. When was the last time the media actually rationally reported on the housing situation ? I guess we've seen a few decent articles this week. The end must be near !

 

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